About me

I was unable to find a career with the world under quarantine after graduating university in 2019. Despite this poor financial circumstance, I made do by working odd jobs saving for assets while maintaining my family and myself. Those years of putting all my focus into learning and refining has led me to practice my personal finances actively and adaptively. It was also during this time that I self-discovered the connection between the psyche and its contribution to financial actualization.

Hi, I'm Viktor and I am a Personal Finance expert; I write about accumulating assets with a growth-orientated mindset

Fully participating in the workforce of working 40+ hours a week grinds down many would be optimists into an existential dreading pulp. Especially, when they do not earn enough money to get by with daily necessities and bills. A lot of people are suffering within their financial environment with many being unable to adapt to the current macroeconomics. It is my opinion that we yield to the times we find ourselves in and adapt proactively. We must help ourselves to help others because people are depending on us, whether for the family, friends and or the whole human collective. As a full-time unionized blue-collar worker, I have a sense of financial stability with my career and appreciating investments. Having a financial foundation has given me the opportunity to pursue writing. For me, the goal of writing about personal finance is to help my readers get from point a to point b in their financial lives. Hopefully, by sharing what helps me navigate personal finances will be insightful to you and your unique financial situation to get to where you want to be in life.

  • Crypto Enthusiast
  • Blogger
  • Personal Finance expert

" You have power over your mind - not outside events. Realize this , and you will find strength."

Marcus Aurelius

I have been involved with the world of cryptocurrency since 2022

The first time I met Bitcoin was in the mid-2010s with one of my colleagues using it to transact on the Silk Road. I share the hindsight experience that many have with Bitcoin during its early years by not allocating into it when it was so much cheaper. However, that does not mean it's too late to participate in this revolutionary technology. Doing the research now will alleviate later regret of not taking the time to learn. Being comfortable with what you are investing in will allow you to participate and dodge an additional "if only" future hindsight mistake. In the grand scheme, digital assets are still new and still very undervalued. I found this to be especially the case during the depths of 2022 bear market when I rediscovered digital assets and made my moves around the bottom. Cryptocurrency has solidified returns towards financial freedom for me and many others personal finances.

I accumulated during the bear market and have since then become financially free.

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